It is possible to fill in a duplicate of your own newest ITR one enjoys an effective BIR stamp. I think because of it you to definitely, you’ll have to see your RDO to get stamped.
If you are good freelancer or a business owner, you could potentially fill out a duplicate of the audited ITR and you may BIR stamp. We didn’t try this one just like the I wasn’t the person who applied for the borrowed funds and that i don’t sign up for end up being co-borrower, but I do believe this should mean getting your own current ITR, and only to be on the latest safer top, your accounting courses, into the RDO.
When you are functioning, you may want to choose fill in the specialized thirty day period shell out slip old no less than 90 days in advance of day regarding app. Jay decided to submit three so you’re able to secure the deal, haha! He also recorded his COE and them.
It is to your 1st step. Pag-IBIG will determine your own articles to test the qualification to put on having a property mortgage.
Once you’ve registered these data on line, you will found a contact compelling you to definitely pay installment loan Connecticut money for the latest running payment. We paid down Php 1,000. Ensure that you print-out a duplicate of one’s verification of one’s percentage. You are going to need to provide it to Pag-IBIG , in addition to the almost every other criteria, after you have already been invited to go to the place of work owing to current email address otherwise a call.
Here are the data that you should bring to Pag-IBIG after you have come asked add your write-ups actually:
step one. Every modern copies of one’s data your submitted regarding the basic processes, except for the brand new selfie. You should have your own ID photocopied.
dos. A copy of Special Electricity out of Attorneys into agent. (If your manager is not regarding Philippines)
The price of notarization will depend on the fresh agreed price of the house stipulated in your contract to sell.
They are going to including ask when deciding to take their photos together with your valid ID once more. Now, it would be their staff who can grab the test.
Appraisal stage
Because the table administrator looks more than your posts and you may notices zero inaccuracies, you might be expected to fund appraisal payment. I repaid Php 2,000.
We had been told to attend getting a trip from a single out-of their staff about your schedule of the property appraisal. What goes on throughout household appraisal is they will send representatives so you’re able to check always our home to see if they fits the basic and you will criteria.
It titled 3 days just before it decided to go to. The appraisers was in the place from the 8AM. It ran in the, seemed the brand new dimensions and you can failed to extremely correspond with us that much. They just ran to examine for every single room inside your home.
Upcoming that has been they. We had been told to attend because of their email if or not our very own mortgage has been acknowledged or otherwise not recognized; yet not, they already warned you that home we were trying to purchase was lacking step 1 meter wide to their standards.
Loan Denied
We received a message off Pag-IBIG formally proclaiming that the new measurements of our home did not see its criteria, and that is you to. Which had been the end of our very own experience……for the moment.
I experienced sending in a letter away from reconsideration, however the current email address obviously stated that we had to address the fresh question and you will agree to making the called for changes, and this i decided not to. So we needed to accept our fate and you may proceed.
Oh well, at least you will find achieved an existence skills that people can be use in the long term and also to train the kids when it’s its seek out pick their residence. We had been, obviously, distressed, however, we will keep the expectations until we eventually select the set we are able to call household.
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